City folks think farming is just a simple life. But farming today is more complex than ever.

If you are uncertain about what your policy currently covers; if you have altered your farming processes from when you first got your policy; or if you’re concerned about increasing weather risks to crops, we can help.

We are farm insurance experts who will make sure your farm operations stay protected by faithful insurance. We have custom-fit policies for whatever Mother Nature (or her attorney) can throw at you, which may include:

Traditional production farms and ranches
Extra protection for expanding farms and ranches with commercial exposure
Smaller farms and rural acreage
Customization that fits the specific needs of your operation (see coverage options below)

What’s covered?

Your base policy typically protects farm homes, buildings, machinery, equipment and livestock, all the coverage the average farm and ranch operations require. Then, we will discuss optional coverages you can tailor fit to meet your exact needs. That means, you only pay for the protection you need, and nothing you don’t.

Coverage for your farm or crops may also include:

Disruption of farming operations in case of extra expenses and loss of income caused by a covered loss to a building or piece of equipment.
Identity fraud expense coverage that can reimburse you for covered expenses incurred in restoring your identity.
Earthquake coverage for farms and ranches with fault lines nearby.
Farm machinery and equipment replacement coverage for equipment up to five years old.
Peak season coverage endorsement for harvest times, or when you have greater than average quantities of product in storage on your property.
Sewer/sump pump backup… just in case.
Temperature sensitive endorsement for covering temperature-sensitive products, as a result of a temperature control fluctuation.
Household property protection for your household contents, including gold, furs, firearms, electronics, and more.

Your operation is more than a business, it’s a legacy, a livelihood and your personal version of the American dream. Let us help you protect the things you care about most.