Certificates of Deposit

Earn more for your money with a Certificate of Deposit!

Term Share Certificates earn higher dividends than normal checking and savings accounts and are available in increments of 6 months, 1 year, 2 years, and 3 years. Dividends on shares are paid monthly and are compounded unless you desire a monthly check for your dividends.

A Term Share Certificate can be opened for a minimum deposit of only $1,000.00.

Earn even more on your CD with a direct deposit checking account. Don't have direct deposit yet? It's quick and easy! Just give your payor the needed information or Call us today to get started.

Money Market Account

Open a Money Market account at Heritage South Credit Union and earn a higher interest of return while maintaining convenient and flexible access to your funds. The amount of interest earned is dependent on the amount of money invested and/or present in your Money Market account.

A Money Market account can be opened for a minimum deposit of only $2,500.

The more you invest, the more you earn!

IRA (Individual Retirement Account)

At different stages in your life, you will face different financial needs.

Whether you want to start saving for your future, or avoid taxes on a pension plan payout, a credit union IRA may be the solution for you. Besides flexibility, an IRA offers several advantages over other savings options such as the opportunity for tax deductible contributions or tax-free earnings. As an added convenience, you can elect to have a payroll deduction from your paycheck to automatically build this account.

An Individual Retirement Account is always a good choice and Heritage South Credit Union has them all, from Traditional to Roth, we can serve you.