Use the equity you've built in your own home to make home improvements, consolidate debt, and more. The interest you pay might even be tax-deductible.1

Use your home equity to fund important expenses
Competitive fixed rates
Lower rates than credit cards
Fixed rates and monthly payments for easy budgeting
Includes biweekly payment options to save thousands in interest
Interest may be tax-deductible1
Discounted rates available when you make automatic payments from First Citizens Checking or Savings
Local decision-making and processing right here in Pennsylvania
Attentive, friendly service from start to finish