Savings


CapEd understands that your financial goals are as unique as you are. That's why we offer a range of savings account options designed to meet your needs, whether you're planning for the short term, long-term, or making investments. Explore our diverse selection of accounts:

  • Standard Savings: A simple and accessible way to save, our Standard Savings account maintains your membership while helping you build your financial future.
  • Certificates: Maximize your earnings by putting funds away for months or even years. Certificates offer higher dividends for disciplined saving.
  • IRAs (Individual Retirement Accounts): Planning for retirement is crucial, and our IRAs are here to assist you in securing your future financial well-being.
  • High Yield Savings: Enjoy attractive interest rates by pairing our High Yield Savings account with a High Yield Checking™+ account.
  • Medical Savings Accounts: Seamlessly manage eligible medical expenses with this dedicated account.
  • Health Savings Account (HSA): If you're enrolled in a high-deductible health plan, our HSA is the ideal option for medical savings.
  • Education Savings Accounts: Invest in your child's future with a specialized account for their educational expenses.
  • Rise Youth and Young Adult Savings Account: Specifically designed for ages 0 through 25, this account offers special dividend rates until age 26. Young account holders can also learn the art of saving with our interactive Rise App in CapEd eBanking.
  • Holiday Cash Stasher: Prepare for the festive season by gradually depositing funds throughout the year.
  • Idaho First-Time Home Buyer Savings: If you're a first-time homebuyer in Idaho, benefit from this tax-advantaged account to support your homeownership journey.

At CapEd, we're more than just a credit union; we're your partner in financial growth. Explore our array of savings options today and take a step towards securing your financial future with confidence.

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