Great Plains Bank's Home Lending services in Tuttle, OK, offer Private Mortgage Insurance (PMI) to explain its purpose and workings. PMI is essential when your down payment is under 20% of the home purchase price. This coverage safeguards the lender against defaults. The description covers PMI cost, payment options, factors for loan eligibility, and guidelines for PMI cancellation as per the Homeowners Protection Act of 1998. It also explains the application process for PMI.
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