This coverage is designed to shield operators and company owners from liabilities stemming from various sources, including accidents during operations, contractual obligations, and products manufactured by the insured party.

The level of liability coverage you choose—whether it's one, two, or three million dollars—determines the cost of your general liability insurance. Factors such as the nature of your work, gross receipts, and total payroll expenses also influence the rates. Similar to auto insurance, general liability insurance typically requires an initial down payment followed by installment payments.

Before purchasing general liability insurance, it's crucial to compare quotes from different providers to ensure you get the best coverage for your needs.

As a business owner or general contractor, it's your responsibility to ensure that everyone working under you is covered by insurance. In the event of an injury to someone not directly involved in the project, their lawyer may target anyone associated with the project. Mitigate your risks by securing comprehensive general liability insurance from Hostetter Agency Inc. Protect your business and assets from potential lawsuits and unforeseen liabilities.