Wikoff Mortgage offers Down Payment Assistance (DPA) programs designed to help homebuyers by providing financial support for down payments and closing costs. These programs, available through local or state housing authorities, nonprofits, or direct lender initiatives, offer benefits such as grants, interest-free loans, or deferred payment loans. Key features include up to 97% LTV on conventional loans, fixed-rate terms, and special provisions for California public school teachers and staff. Wikoff Mortgage emphasizes personalized service, utilizing advanced technology and dedicated consultants to tailor mortgage solutions to individual needs.